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Accelerate financial inclusion in emerging markets

See how

The Future Of Financial Services

Bank branches

Bank branches

Many bank branches are expensive and inconvenient to low-income neighborhoods.

Credit Scores

Credit Scores

Traditional credit scores exclude people who don’t have complete financial histories.

Traditional credit scores

Traditional credit scores

Without a credit score, thin file applicants are too risky and expensive for lending.

Expensive intermediation

Expensive intermediation

With most banks, middle men increase the cost of each transaction.

Digital
transformation

Decoration
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Branchless

Branchless

Money is accessible through an easy-to-use mobile app and at physical retail locations.

Alternative data

Alternative data

Creditworthiness can be calculated for people using phone data and in-app activity.

Machine learning underwriting

Machine learning underwriting

Machine learning generates alternative credit scores using data science.

Disintermediation

Disintermediation

Consumers and businesses are directly connected.

banQi

Changing the financial paradigm in Brazil

With banQi, a new free and flexible bank for all Brazilians, including the 50 million not served by traditional banking establishments.

banQi screenshot
Airtoken

Make a social and economic impact in the world

By lending money to underserved micro-entrepreneurs for the purpose of starting or building sustainable businesses.

Airtoken screenshot
Credit as a Service

Serving the credit spectrum

Digitally transforming financial systems that are high cost, high touch, and inaccessible by the underserved

Coming soon!
Credit as a Service screenshot

Partners

Learn more about Airfox and how we accelerate financial inclusion.

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